Invest in Crypto With Your SMSF

Coinstash is one of Australia’s leading Self-Managed Super Fund crypto trading platforms, helping SMSFs invest in cryptocurrencies since 2017. Our in-house SMSF specialists provide one-on-one account onboarding and ongoing account management support. With Australia’s largest range of crypto assets and a suite of powerful trading and investing tools, Coinstash has everything you need to manage your SMSF crypto investments with confidence.

Setting up a Self-Managed Super Fund account with Coinstash is simple. You can either create your account and upload the required documents yourself or book a one-on-one consultation with our SMSF specialists for personalised guidance.

We offer same-day SMSF account setup with personalised, one-on-one onboarding consultations, so you can start investing without delay.

To create your Self-Managed Super Fund account, you'll need to provide at least the following documents: SMSF name; SMSF trust deed document; SMSF ABN; SMSF trustee information, including ACN and director/beneficial owner information if a corporate trustee; and Standard personal verification documents.

No, you cannot use your individual Coinstash account for your Self-Managed Super Fund. Australian SMSF regulations require that SMSF assets are kept completely separate from personal assets. To ensure compliance, you’ll need to set up a dedicated SMSF account on Coinstash.

Investing in cryptocurrencies such as Bitcoin and other digital assets through an SMSF is legal, provided that certain criteria are met. For example, cryptocurrencies investments must be allowed in the trust deed, be in accordance with the funds investment strategy, and adhere to the same regulatory requirements as other investments as specified in the superannuation and tax laws. We recommend consulting a registered financial professional before starting your SMSF crypto investment journey.

Self-Managed Super Funds need to comply with the Superannuation Industry (Supervision) Act 1993 (Cth) (SIS Act) and Superannuation Industry (Supervision) Regulations 1994 (Cth) (SIS Regulations) as well as various other laws that may be applicable. Trustees are responsible for staying informed about any legal and regulatory changes and ensuring the fund remains compliant with all regulations.

The Sole Purpose Test requires that all Self-Managed Super Funds in Australia are used exclusively to provide retirement or death benefits for fund members. Investment decisions must benefit the fund directly, and no one—including trustees—can gain personal financial benefits from the fund’s money. This is a key legislative requirement for SMSFs, ensuring that funds are used solely for their intended purpose.

Self-Managed Super Funds are highly regulated in Australia. We recommend that you consult with a registered financial professional for individual advice before you begin your SMSF journey with us. Please also check the Australian Taxation Office and Business.gov websites for the latest information on SMSFs. For risks associated with trading crypto on Coinstash’s platform, please refer to our Risk Disclosure Statement.