Centrifuge (CFG) is a decentralised finance protocol designed to bring real-world assets (RWAs) on-chain. It enables businesses to tokenise traditional assets such as invoices, real estate, and receivables, unlocking liquidity from assets that are typically illiquid in traditional finance. By connecting these tokenised assets to DeFi, Centrifuge helps borrowers access capital more efficiently while giving investors exposure to asset-backed yields.
The CFG token is the native asset of the Centrifuge ecosystem, used for governance, staking, transaction fees, and liquidity incentives across the network.
Centrifuge operates on Centrifuge Chain, a Layer 1 blockchain built with Substrate and optimised for asset financing. It uses a Nominated Proof-of-Stake (NPoS) consensus model to secure the network and integrates directly with Ethereum via a two-way bridge for DeFi interoperability.
Its flagship application, Tinlake, is a decentralised lending marketplace where businesses can tokenise assets and use them as collateral for on-chain loans. Investors fund these pools to earn yield from asset-backed securities, all managed transparently by smart contracts.
By bridging real-world finance with blockchain technology, Centrifuge transforms physical and financial assets into liquid, programmable instruments that can move freely within the DeFi ecosystem.
Centrifuge supports a variety of real-world and DeFi use cases: