GFI
Goldfinch
$0.96051133AUD
0.000007049813 BTC
Market Cap
84.4M AUD
24H Trade Vol.
1.2M AUD
Total Supply
92.4M
All
1W
1M
1Y
Basic chart
Advanced chart
Price Changes
24H:
7D:
Instant
Buy Limit
Buy Stop
Buy Goldfinch
Purchase Amount
AUD
Get $10 in BTC
SIGN UP
bonus coins image
Excellent4.3 out of 5 star rating on Trustpilot
* onTrustpilot
*$10 will be deposited to all new users’ accounts in an equal amount of BTC, following the users’ completion of the sign-up process and the initial deposit on the platform. For detailed information regarding the use of the platform, please refer to our Terms and Conditions available at https://help.coinstash.com.au/en/article/website-terms-and-conditions-gmyd3n/.

Buy Goldfinch (GFI)

What is Goldfinch?

Goldfinch (GFI) is the native token of Goldfinch Protocol, a decentralised credit platform that enables crypto loans without the need for crypto collateral. By leveraging off-chain collateral and credit assessments through community consensus, Goldfinch aims to expand access to capital in emerging markets. Its core mission is to bridge traditional financial systems with decentralised finance (DeFi), promoting broader financial inclusion.

Goldfinch is notable for:

  • Being the first lending protocol to support off-chain collateral like real-world assets (RWAs)
  • Implementing a “trust-through-consensus” mechanism for borrower evaluation
  • Coordinating four participant roles: Borrowers, Backers, Liquidity Providers, and Auditors
  • Supporting tokenisation of real-world private credit on-chain

How does Goldfinch work?

Goldfinch operates on the Ethereum blockchain, using ERC-20 tokens and a hybrid governance model that combines decentralised governance with community-based trust mechanisms.

Key components of the protocol include:

  • Borrower Pools: Customised credit lines initiated by borrowers
  • Senior Pool: An automated liquidity pool for passive lenders, managed through backer allocations
  • Auditor Network: Randomly chosen participants who vet borrower legitimacy
  • GFI Token: Used for governance decisions, staking, and incentivisation

Smart contracts manage everything from lending logic to token distribution, with a layered architecture separating core and user-facing interactions.

What are the potential use cases for Goldfinch?

Goldfinch has broad applications across decentralised and traditional finance sectors. Notable use cases include:

  • Uncollateralised business loans for SMEs in underserved regions
  • Tokenisation of private credit, enabling real-world assets to be used within DeFi
  • Yield generation through liquidity provision in the Senior Pool
  • Onchain governance of lending processes

Target industries include:

  • Microfinance
  • SME lending
  • Institutional private credit
  • Real-world asset tokenisation

Goldfinch has formed partnerships with major financial players such as Apollo, Ares, and KKR, and recently collaborated with Plume Network for RWA staking, reflecting its growing role in institutional-grade DeFi.

What is the history of Goldfinch?

Goldfinch Protocol was founded in 2020 by Mike Sall and Blake West, software developers with a vision to tackle global financial inequality using decentralised technology.

Key milestones include:

  • 2021: Protocol launch enabling uncollateralised lending
  • 2022: Introduction of the Senior Pool and improved liquidity mechanisms
  • 2024: Expansion into institutional private credit markets
  • 2025: Strategic integration with Plume Network to support cross-chain RWA staking

Goldfinch has steadily evolved from a niche DeFi lending platform to a significant player in the tokenisation of real-world credit markets, supported by both decentralised communities and traditional financial institutions.

Coin Contract Addresses

0xdab396ccf3d84cf2d07c4454e10c8a6f5b008d2b