### What is Wing Finance?

Wing Finance is a credit-based, decentralised lending platform designed to facilitate cross-chain digital asset lending. It aims to make crypto lending services more inclusive by utilising a credit evaluation module, which eliminates the need for large collateral requirements.

### How does Wing Finance work?

Wing Finance operates on the Ontology blockchain as a decentralised platform supporting cross-chain interactions. It leverages the OScore system to assess users' creditworthiness based on their behaviour and history, rather than relying on traditional collateral. The platform uses smart contracts to ensure transparent and secure lending and borrowing operations.

### What are the potential use cases for Wing Finance?

Potential use cases for Wing Finance include decentralised lending, cross-chain digital asset lending, credit-based lending, NFT-collateralised lending, and community governance within DeFi projects. It supports the use of its Flash Pool and NFT Pool for various lending models and facilitates cross-chain collaboration within the DeFi space.

### What is the history of Wing Finance?

Wing Finance was launched in August 2020 by the team behind the Ontology blockchain. Its development has included the creation of the OScore system for credit evaluation, the implementation of decentralised governance, and the incorporation of smart contracts for efficient operations. The platform has since focused on enhancing its features, user engagement, and market presence in the DeFi sector.

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